The IRS is releasing the direct deposit for tax refund within 21 days after the e-filing, taxpayers who have e-filed their refund on or after April 16, 2025, should know that it takes upto 10 to 14 days to get accepted once the refund is received by the IRS.
Shortly after the acceptance of the tax return, the Internal Revenue Service released the direct deposit within 7 days. Once can check the exact date of direct deposit release by checking the refund status using the ‘Where’s My Refund?’ or ‘IRS2Go.’
IRS Direct Deposit Dates 2025
The IRS estimated direct deposit dates are available inside the table below, based on the refund e-filing date you may check when your refund is going to be received.
| Tax Filed Date | Refund Accepted (Estimated) | Direct Deposit Sent (Estimated) |
| 16 April 2025 | 26–30 April 2025 | By 7 May 2025 |
| 23 April 2025 | 3–7 May 2025 | By 14 May 2025 |
| 30 April 2025 | 10–14 May 2025 | By 21 May 2025 |
| 7 May 2025 | 17–21 May 2025 | By 28 May 2025 |
| 14 May 2025 | 24–28 May 2025 | By 4 June 2025 |
| 21 May 2025 | 31 May–4 June 2025 | By 11 June 2025 |
| 28 May 2025 | 7–11 June 2025 | By 18 June 2025 |
| 4 June 2025 | 14–18 June 2025 | By 25 June 2025 |
| 11 June 2025 | 21–25 June 2025 | By 2 July 2025 |
| 18 June 2025 | 28 June–2 July 2025 | By 9 July 2025 |
| 25 June 2025 | 5–9 July 2025 | By 16 July 2025 |
| 2 July 2025 | 12–16 July 2025 | By 23 July 2025 |
| 9 July 2025 | 19–23 July 2025 | By 30 July 2025 |
| 16 July 2025 | 26–30 July 2025 | By 6 August 2025 |
| 23 July 2025 | 2–6 August 2025 | By 13 August 2025 |
| 30 July 2025 | 9–13 August 2025 | By 20 August 2025 |
| 6 August 2025 | 16–20 August 2025 | By 27 August 2025 |
| 13 August 2025 | 23–27 August 2025 | By 3 September 2025 |
| 20 August 2025 | 30 August–3 September 2025 | By 10 September 2025 |
| 27 August 2025 | 6–10 September 2025 | By 17 September 2025 |
Once the direct deposit is sent by the Internal Revenue Service, it takes upto 72 hours to be received in the bank account. Taxpayers who also have claimed the tax credit i.e. ACTC or EITC may have to wait for 7 to 10 more, because its processing takes more time than usual.
How to check the IRS direct Deposit Date for tax return?
The IRS direct deposit date for federal tax refund can be checked by going through the step-by-step instructions.
1). Access the Where’s My Refund? tool by visiting https://www.irs.gov/wheres-my-refund/.
2). Lookout for an option that reads ‘Check your refund,’ click on it and get redirected to the next webpage.
3). Now, you have to enter/choose your Social Security Number, Tax Year, Filing Status and Refund Amount and then click on the option of Submit.
If your tax return has been accepted by the Internal Revenue Service, you will surely see a date on which the direct debit is going to be sent by the IRS.
What if the IRS Direct Deposit is delayed?
The IRS refund direct deposit can be delayed due to multiple factors, the foremost thing is rejection of the tax refund e-filing because of any error or omission on it. If three weeks have passed from e-filing of refund, firstly you need to check the refund status to check that your refund is accessible or sent.
If your refund is still showing as Accepted, your refund is yet to be sent by the IRS; by checking the refund e-filing status if you get to know that it is sent you need to get in touch with the concerned authorities to know the reason behind the delay in direct deposit.