The IRS is releasing the direct deposit for tax refund within 21 days after the e-filing, taxpayers who have e-filed their refund on or after April 15, 2026, should know that it takes upto 10 to 14 days to get accepted once the refund is received by the IRS.
Shortly after the acceptance of the tax return, the Internal Revenue Service released the direct deposit within 7 days. Once can check the exact date of direct deposit release by checking the refund status using the ‘Where’s My Refund?’ or ‘IRS2Go.’
IRS Direct Deposit Dates 2026
The electronic filing process has been officially started from January 9, 2026, and the IRS has started accepting the refunds from January 26, 2026, for taxpayers who haven’t claim EITC and/or ACTC.
The estimated direct deposit dates are available inside the table below, based on the e-filing date you may check when your refund is going to be received.
| E-Filed | Accepted by IRS | Sent by IRS |
|---|---|---|
| January 9 – January 15 | January 26 – January 30 | January 26 – February 9 |
| January 16 – January 22 | January 27 – February 2 | January 27 – February 12 |
| January 23 – January 29 | January 30 – February 5 | January 30 – February 15 |
| January 30 – February 5 | February 2 – February 8 | February 2 – February 18 |
| February 6 – February 12 | February 6 – February 12 | February 6 – February 22 |
| February 13 – February 19 | February 10 – February 16 | February 10 – February 26 |
| February 20 – February 26 | February 14 – February 20 | February 14 – March 2 |
| February 27 – March 4 | February 18 – February 24 | February 18 – March 6 |
| March 5 – March 11 | February 22 – February 28 | February 22 – March 10 |
| March 12 – March 18 | February 26 – March 4 | February 26 – March 14 |
| March 19 – March 25 | March 2 – March 8 | March 2 – March 18 |
| March 26 – April 1 | March 6 – March 12 | March 6 – March 22 |
| April 2 – April 8 | March 10 – March 16 | March 10 – March 26 |
| April 9 – April 15 | March 14 – March 20 | March 14 – March 30 |
If you want any other specific rows removed or dates shifted, tell me which one and I will update it cleanly.
Once the direct deposit is sent by the Internal Revenue Service, it takes upto 72 hours to be received in the bank account.
How to check the IRS direct Deposit Date for tax return?
The IRS direct deposit date for federal tax refund can be checked by going through the step-by-step instructions.
1). Access the Where’s My Refund? tool by visiting https://www.irs.gov/wheres-my-refund/.
2). Lookout for an option that reads ‘Check your refund,’ click on it and get redirected to the next webpage.
3). Now, you have to enter/choose your Social Security Number, Tax Year, Filing Status and Refund Amount and then click on the option of Submit.
If your tax return has been accepted by the Internal Revenue Service, you will surely see a date on which the direct debit is going to be sent by the IRS.
What if the IRS Direct Deposit is delayed?
The IRS refund direct deposit can be delayed due to multiple factors, the foremost thing is rejection of the tax refund e-filing because of any error or omission on it. If three weeks have passed from e-filing of refund, firstly you need to check the refund status to check that your refund is accessible or sent.
If your refund is still showing as Accepted, your refund is yet to be sent by the IRS; by checking the refund e-filing status if you get to know that it is sent you need to get in touch with the concerned authorities to know the reason behind the delay in direct deposit.
